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Examples Of “Real Life” Travel Risks

Author : Tracy Mc Manamon   Top Author

Sometimes when preparing for a vacation or business trip we don’t want to think about the things that could happen when we are on our trip. We want to live in the fantasy that everything is going to be fine, and hopefully, it will be. Many know though that sometimes there are situations that arise that have to be dealt with, and if you do not have travelers insurance you are at risk for possibly having to spend a lot of money. I am going to inform you of seven risks you take when traveling without travelers insurance. Please do not let these risks scare you into not traveling, but just be aware of them when you do. Here are the seven risks:

1. First is the risk is someone getting sick. If someone gets sick you may not be able to go on that trip that you have been planning. Without travel insurance, that covers you when you have to cancel your trip, you may find that you have just lost thousands of dollars because of sickness in the family.

2. Second is the risk of something happening to the place you are booked to stay on your vacation. This may be because of hurricane, tornado, fire etc. but either way the money you have already put down to stay there has now been lost.

3. Third, a situation that could arise, although we hope not, is a family emergency. Say your mom was in a car accident and they do not know if she is going to make it. You may have to leave your trip early and buy a plane ticket home. This will cost you a lot of money unless you have insurance that covers trip cancellations.

4. Fourth, another unexpected situation that could take place is someone on the trip slipping and hurting themselves, which requires them to go to a foreign hospital. One thing that you must know before traveling is that most health insurance companies do not usually cover you if something happens while you are out of the country. This means that if you do not have travelers insurance you will be expected to pay the entire medical bill out of pocket.

5. Fifth, an unexpected incident would be if you would have to be airlifted for any unexpected injury. In some cases an emergency helicopter airlift can be over $45,000.

6. Sixth, one thing that can be overlooked while traveling is how confusing and time-consuming things will be if you get hurt overseas or lose your passport. Everything becomes more complex if you do not speak the language. If you have travelers insurance though, you will have a toll free number you can call at anytime that will walk you through the steps you need to take for the situation that you are in.

7. The seventh thing that may be overlooked by some before traveling is the possibility of loosing your luggage. With travelers insurance they will reimburse you for things that are lost and help you replace the items inside.

As you can see it is quite simple as to why you need travel insurance when traveling, whether it is for a short or long-term trip. It will save you and your family a lot of money and a lot of stress. Start today to search for the best travel insurance for you and your family.

Author's Resource Box

Tracy McManamon is a travel insurance consultant at One Source Benefits. He and his team members work with the leading providers in the industry to ensure that clients get the best possible rates for travel insurance.

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Tags:   travel insurance, travel medical insurance, medical travel insurance, international travel insurance, travelers insurance

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Submitted : 2012-02-21    Word Count : 573    Times Viewed: 865