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Property To Rent -- Temporary Living

Author : Mark Preston

Property to rent is when an owner of property allows another or others to reside or conduct business in the property for a agreed upon, regularly paid fee. This renting is often called a lease, especially in business dealings, and is usually paid by monthly payments from the renter to the owner. The amount paid per month by the renter to owner is agreed upon and signed for confirmation in a lease agreement. A lease agreement, despite other complexities, essentially states how long the owner and renter agree to enter to the relationship and how much the monthly rent will be and what other conditions will have to be met by both.

Renting is probably the most common form of home dwelling and even business conducted. The majority of the population, across the world, will rent their homes from an owner (sometimes called a landlord) and many, if not most, business will conduct their business from an establishment rented/leased from an owner. The reasons for this, first and foremost are simple economics and financial facts -- the majority of people can not afford to own the property where they live or conduct business. The owner/renter or landlord/tenant relationship has been around since the very beginning of the concept of owning land.

One of the largest elements holding back people from owning their homes and business properties is down payments. A down payment for property ownership is simply paying a percentage of the total value of the property. For houses and condominiums, as an example, very often it is 10-20% of the total value (although 10% is at the smaller end of the bracket and not common). It a home costs $200,000, the down payment at 20% would be $40,000 dollars any many people simply do not have the money and can't secure a loan for the down payment. This inability to afford a down payment is due to various reasons -- some are societal restrictions that many people can't help such as employment wages versus the cost of living and difficulty in gaining an increased standard. And others are somewhat self-imposed -- much of the money that many people could save for down payments is spent on luxury items, such as travel, automobiles and other things.

There is a school of thought now, although it has been around for a long time, that perhaps renting is the best way to go about the process. The amount of money we may pay on condo fees and taxes and maintenance of homes can sometimes equal that of renting and leasing (for business) without the freedom or lack of risk. If you rent a house and the roof is found to need repair, the renter doesn't pay, the owner does. If the renter wants to change locations, they can with a couple of months. The owner of property doesn't always have this option.

Property for rent will always be part of the property owner-renter relationship and will be around as long as the concept of property ownership is.

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Tags:   property to rent, property, renting, lease

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Submitted : 2011-02-20    Word Count : 1    Times Viewed: 354