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Tips On Finding A Job After Bankruptcy

Author : Jim Brown

Taking responsibility for your debt is an intelligent and responsible decision, if you've done this then you deserve congratulations. Now that you've filed though you must take advantage of your fresh start.

Finding a stable job is important, if you already have one it'd be wise to stay with it. You may wonder if finding a new job will be more difficult because you filed for bankruptcy. Since employers are running credit checks more often now you should be prepared to address the topic with them. It is important that you be honest with them. Never lie about your bankruptcy. Since it's going to be on your credit report anyway you need to be honest about your bankruptcy when you report it. Your bankruptcy was a smart decision, not something to be ashamed of. It should be noted that for many people their credit score actually improves after filing for bankruptcy. A successful bankruptcy will always look better than a foreclosure or repossession.

Any concerns potential employers may have can often be relieved by a simple explanation. There aren't a lot of employers that will throw away your application just because they find out you filed for bankruptcy. 1.4 million people filed for bankruptcy in 2009, there will be even more in 2010, no employer in their right mind would easily dismiss such a large amount of people. Keep your explanation brief. Unforeseeable circumstances like being laid off, serious medical problems, or some other horrible event are usually the reason people file for bankruptcy. You need to explain your situation if your prospective employer informs you they will be running a credit check. Be sure to remind them that filing for bankruptcy was the responsible action to take to protect you and your family. You do not have to let debt run your life any longer. If not, then what was the point of filing for bankruptcy in the first place? Filing for bankruptcy can be an intricate process. The circumstances are different for everyone. Although it's good to explain your bankruptcy, you should still keep that explanation short. You should make light of it but then move forward, you have more important things to talk about: why you are right for the job and your experience.

Author's Resource Box

Jim Brown is a bankruptcy attorney based in St. Louis, Missouri. He has spent 15 years fighting an industry that consistently takes advantage of hard-working Americans.He started his rim, Castle Law Office, with his wife and best friend, Sherrie. In his spare time, he enjoys coaching youth hockey, golfing, and spending time with his three wonderful children.For more information, visit

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Tags:   Missouri bankruptcy attorney, Missouri Chapter 13, Missouri Chapter 7, finding a job after bankruptcy

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Submitted : 2010-12-04    Word Count : 1    Times Viewed: 100